Be A Smart Consumer
It pays to shop wisely, be alert for scams, and manage your money wisely. If you’d like to be a more informed consumer, visit these sites.

Tips For Safer Surfing
Internet thieves are becoming more sophisticated. Learn how to protect yourself at OnGuard Online‡, a federal government web site with:

  • Information about avoiding internet scams
  • Tips for protecting personal information
  • Online tutorials for activating built-in firewalls and spam filters
  • Links for reporting identity theft, phishing, spyware, online shopping fraud and other illegal activities


Understanding Your Credit Score
Your FICO score can determine your chances of being approved for a loan, renting an apartment or even being hired for a job. Learn exactly what a FICO score is, how it’s determined, and how you can improve yours.

Better Business Bureau Of The Southland
It pays to be cautious. At the Better Business Bureau’s‡ site, you can check out a company before you do business with it, or file a complaint if you think you’ve been treated unfairly.

Don't Get Caught In A "Phishing"
Or "Pharming" Scheme
You can be a victim of identity theft if a thief gets hold of personal information such as your Social Security or credit card numbers. The thief can open accounts in your name, run up bills and ruin your credit record. Correcting the problem could take years. Protect yourself with a few common sense precautions.

Increase Fuel Efficiency
If you can’t cut down your driving, you can at least adjust your driving habits — which may be enough to help you reduce your gas costs.

Dealer Financing —
When You Score A Zero, You Lose
Sounds good. Zero percent financing. But is there a catch? Yes there is, and we’ll be glad to explain it.

  ‡By clicking this link you will be leaving the credit union's web site. The privacy policies of the third-party web site you are linking to may differ from the credit union's. The third-party site is not owned or controlled by the credit union, and we are not responsible for its availability, content, security, claims, or for information, goods or services obtained from it. The credit union does not represent either the third party or the member if the two enter into a transaction.
 
 
 
Your funds are federally insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. The NCUA separately insures Individual Retirement Accounts up to $250,000.
An additional $250,000 deposit insurance is provided through American Share Insurance, a private insurer.
We are an Equal Housing Lender, and do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.